💳 Payment Policy – Happynapo

Effective Date: December 25, 2025
Expiration Date: December 25, 2025

At Happynapo, we are committed to making your checkout experience secure, flexible, and seamless. This Payment Policy explains the methods we accept, how transactions are processed, and how we protect your payment information when you shop with us at https://happynapo.com.

By placing an order, you agree to the payment terms outlined below.

💰 1. Accepted Payment Methods

We offer a range of secure and convenient payment options to meet our customers’ preferences:

  • 💳 Credit & Debit Cards – Visa, MasterCard, American Express, and other major cards displayed at checkout.

  • 🅿 PayPal – For quick, secure payments without sharing card details directly.

  • 🍏 Apple Pay & Google Pay – Fast and secure mobile wallet payments.

  • 🏦 Other Cards – Additional debit/credit options accepted as indicated at checkout.

Currency: All transactions are processed in British Pounds (GBP £).

⏱ 2. Payment Timing

  • Full payment is required at checkout to confirm your order.

  • Orders will not be shipped or processed until payment is received and verified.

  • If you are paying via PayPal or mobile wallet, ensure your account has sufficient balance or is linked to a valid funding source.

🔒 3. Secure Payment Processing

We take your financial security seriously:

  • All transactions are processed through certified third-party payment gateways (e.g., Stripe, PayPal).

  • Happynapo does not store or have direct access to your full credit/debit card details.

  • We use SSL encryption to safeguard your personal and financial data during transmission.

  • All payment processors we partner with are PCI-DSS compliant, meeting the highest industry security standards.

⚠ 4. Failed or Declined Payments

If your payment is unsuccessful:

  1. 🔍 Verify that your billing details match your bank’s records.

  2. 💳 Try an alternative payment method.

  3. 📞 Contact your bank or card provider for further assistance.

If the issue persists, our support team is available to help you complete your order.

📊 5. Taxes & Additional Charges

  • All prices displayed on our website include UK VAT where applicable.

  • Any additional fees (e.g., express shipping upgrades) will be shown clearly before checkout.

  • International customers (once available) may be subject to customs duties or taxes set by their country’s authorities.

🎟 6. Discount & Promo Codes

  • Promo codes must be entered at checkout to be valid.

  • Only one discount code can be applied per order unless explicitly stated otherwise.

  • Promo codes cannot be applied retroactively to completed purchases.

  • All promotions are time-limited and subject to availability.

📞 7. Contact Information

For any payment-related questions or assistance, please reach out to our friendly support team:

📍 Address: 69 Peachfield Road, Channerwick, United Kingdom
📧 Email: contact@happynapo.com
📱 Phone: 070 5362 1520
🌐 Website: https://happynapo.com

We are available during standard UK business hours, Monday to Friday, and we aim to respond to all payment inquiries promptly.